Like other British expats, you might be wondering how to retire better in the US.

Ask Yourself, Are You…

Worrying Needlessly?
  • Are you worrying needlessly about your finances or spending?
  • Did you skip that big trip?
  • Did you fly coach when you could have flown business?
Neglecting Your UK Pensions?
  • Do you know the value of your UK pensions?
  • Should your UK pensions be in USD?
  • Should you consolidate your UK pensions?
Concerned About Tax Compliance in the US?
  • Are you properly reporting all your non-US assets?
  • Do you own non-US investments that require burdensome reporting?
Running out of money?
  • Are you afraid of running out of money?
  • Do you know if you’re going to be okay in retirement?
  • Are you prepared for the true cost of healthcare in retirement?
Getting Poor Advice?
  • Are you getting value from your financial advisor for the fees you’re paying?
  • Is your US advisor neglecting your UK assets and income?
  • Is your UK adviser aware of US complications?
Working Too Long?
  • Are you working longer than you need?
  • Could you already be retired?
  • Do you know when you’ll be able to retire?

Our answers to your questions can

Protect Your Life's Work

Know You Can Retire on Time

Now that you’re in the U.S., you’re ready to move on to bigger and better things. You want to excel in your career and your personal life. You’re investing a lot of time and effort in a happier future but are you sure it will be enough as you grow older? When you reach your 60s, your 70s, or your 80s? Will you have enough money saved up for your retirement

We will:

    • Establish what you want your life to look like
    • Build a financial model around achieving your goals 
    • Crunch the numbers using our advanced financial planning software
Life-Centered Retirement Planning

Prevent Costly Mistakes With Overseas Assets

You’re ready for this new chapter of your life in the U.S. You want to be certain you make financial choices that are advantageous to your future. Do this by avoiding the common mistake of misreporting your overseas assets.

How can you do this?

  • Work with a financial planner with cross-border experience
  • Find a reputable Certified Public Accountant with cross-border experience
  • Once linked, inform your CPA of your non-US assets to ensure proper reporting 
Cross-border Experience and Expertise

Know You Won’t Run Out of Money

You want clarity so you can live your desired lifestyle into retirement. The fear of running out of money shouldn’t hold you back from achieving these life goals.

You can bring confidence to your situation by:

  • Understanding your lifestyle objectives
  • Properly managing your finances 
  • Formulating a plan to get you on the right path
Life-Centered Retirement Planning

Discover How to Achieve the Retirement You Want

When you envision your retirement, what do you see? What do you picture yourself doing in this chapter of your life? When you have that established, we can guide you in the right direction.

We can help you:

  • Make informed financial decisions 
  • Understand your desired lifestyle 
  • Reach your retirement goals
Life-Centered Retirement Planning

Maximise your US and UK Investments

You’ve built wealth in the US and the UK and it should be coordinated. Don’t neglect either!

 You achieve this by:

    • Building a global balance sheet
    • Create a big-picture investment policy to guide all your investing
    • Implement a retirement income policy that includes all of your assets
US/UK Wealth Management

Stop Stressing if You’ve Saved Enough Money for Retirement

You don’t need an added layer of financial anxiety during your retirement journey. You have a good idea of how you want your future to look. If your concern is not having enough money, together we can work with you:

  • Not enough? We’ll formulate a plan to get you on the right track
  • Too much? We can help you spend more and avoid letting your money pile up 
  • Just enough? We’ll help you stay on track while you live the life you want lead.
Life-Centered Retirement Planning

We’ve walked in your shoes and

We know what it’s like to be a Brit in the US

UK Medicare and Social Security

What it feels like to be confused by Medicare and Social Security.

Medical bills

The anxiety about future healthcare expenses.

empty pockets

What it’s like to be scared of running out of money.

United States Tax System as a brit

How frustrating the US tax system can be.

Thanks to Richard and Martha at Plan First Wealth our messy basket of pension funds from multiple jobs in two countries, insurance policies, and stock holdings is now a coherent understandable retirement plan and we can sleep at night. Thanks guys.

Elizabeth Smith

Current Client, Not Compensated

9/15/2021

As a UK expat living in the USA (who has decided to stay in the USA), I had been searching for hybrid UK/USA financial planning expertise for some time. The Plan First team are excellent! Solid knowledge of the issues that an expat with investments in the UK and USA will need to consider, a tremendous network of contacts to help in the many areas you need to navigate but most of all it’s delivered in a professional, tailored and personal manner.

Nigel Edwards

Current Client, Not Compensated

10/13/2021

I’ve been a client of Plan First Wealth for the past 3 years. I’ve been very happy with the level of service and professionalism. The team excels with the levels of communication other firms do not come close to offering. The tools and data coupled with the levels of advise not only for my retirement but the greater financial needs for my family's future is second to none.

Antony Ainsworth

Current Client, Not Compensated

1/9/2022

There is a better way to

Start Securing Your Retirement

  • 1

    Schedule a free exploratory call with us.

  •  

  • 2

    Tell us your goals, frustrations and concerns.

  •  

  • 3

    Together we’ll build a plan to secure your worry-free retirement.

Schedule Your Appointment

Plan First Wealth

Proven Process

We are long-term, goal-focused, planning-driven equity investors. We believe that acting continuously on a rational plan—as distinctly opposed to reacting to current events—offers us the best chance for long-term investment success. We’ve found that the best course for us is to formulate a financial plan—and to build portfolios—based not just on a view of the economy or the markets, but on whether you are on track to achieve your most meaningful financial goals.

Learn more about Plan First Wealth’s signature Proven Process.