Our process

It’s our belief that planning works best when the process is simple, transparent, and free from surprises. See what’s involved at every stage when you work with us.

Six steps to success

Whether you’re approaching retirement or still building wealth, our simple process is designed to help you understand where you’re at and prepare for what comes next.

Each interaction you’ll have with us serves a clear purpose, from that first conversation through to ongoing support. No jargon, no pressure – just straightforward guidance that’s tailored to you.

Explore

Your journey with us starts with an exploratory conversation to understand what’s on your mind, why you’re seeking advice, and whether we’re well placed to help. It’s a chance to talk openly about your situation, concerns, and priorities, with no obligation to proceed.

This meeting also helps us decide whether we’re the right fit for you, and vice versa.

Investigate

If you decide to move forward, our team will gather detailed information about your finances, goals, and cross-border circumstances. This might include assets, pensions, income, tax considerations, and any other existing arrangements you have in the UK, US, and anywhere else.

This stage forms the foundation of the planning work, and ensures nothing important is overlooked.

Present

Using the information collected, your adviser will prepare a clear, high-level plan that brings everything together. You’ll be presented with a one-page overview that highlights key priorities, planning areas, and decisions to consider, helping you see how the different pieces of your finances connect.

The focus is on clarity and understanding, rather than overwhelming detail, so you can absorb the bigger picture before making any lasting decisions.

Implement

Once you’re comfortable with the plan, we’ll get you fully onboarded as a Plan First Wealth client. This implementation stage involves things like setting up accounts, transferring assets, and coordinating with other professionals involved in your affairs, such as accountants or attorneys.

Our team will manage the practical steps carefully and keep you informed throughout, so you’re never in the dark about what’s happening with your wealth.

Review

Planning doesn’t stop once everything is in place. Together, we’ll review your situation regularly to ensure arrangements remain appropriate, discuss any changes, and revisit priorities as your life and circumstances evolve.

In between reviews, you’ll have full access to the Plan First Wealth team whenever you need us.

Reassess

Life as an expat can change unexpectedly, whether that’s due to career developments, family events, or even a possible move to another country. If circumstances alter, we can reassess your position and update your tailored plan as needed.

This flexibility helps ensure your planning remains relevant, even as your life in the US – or beyond – grows and shifts.

Everything you need to know

Find answers to all our most commonly asked questions about navigating US financial complexities as an expat, our transparent fee structure, and how we help you plan for the future.

See all faqs

Where are you based, and do you work with clients outside your local area?

Our head office is in Greenwich, CT (within the NYC metropolitan area). But as a virtual firm with clients across the US, we’re also spread out, with staff in Philadelphia and Florida.

How do you charge for financial advice?

We charge a percentage of the assets under our management (AUM), starting at 1% p.a. and coming down from there depending on assets managed.

Can you advise on investments such as ISAs (Individual Savings Accounts)?

Yes – this is an area to be especially careful in America. ISAs are not tax-free in the US and often contain investments that the US views very unfavourably.

Real expats, real results

When you’ve left everything familiar behind to build a life in America, your financial planning needs to work harder. See how our cross-border experience has transformed messy, stressful situations into coherent plans that help expats sleep at night.

Why choose us?