Andy and Lisa

“They take the daunting out of money and make it manageable.”

Andy
Hi, my name is Andy Harvey, and this is my wife, Lisa. We have been clients of Plan First Wealth for about eight years, and we work with Richard Taylor and Martha Kern.

Lisa  
Andy was an expat for many years. We had overseas accounts, which are more difficult than most accountants or investors can handle – they aren’t used to dealing with that. Richard, being in a similar situation to Andy, understood that, and with Plan First Wealth being a smaller company, he was able to spend more time with us on a one-to-one basis.

Andy  
When I first met Richard, the connection was almost immediate. We bonded fairly well, probably talking nonsense, then when we started discussing the financial mechanisms and our situation. He very quickly showed me that he understood. He gave me confidence from the off.

Lisa  
I really like working with Martha and Richard. I find dealing with money daunting. I don’t like worrying about the details; I just like our investments to grow, and I don’t want to worry about it. With Plan First Wealth, I don’t have to worry about it; we go through many scenarios and plans, which gives me peace of mind that I didn’t have beforehand.

Andy  
Our financial situation has evolved quite significantly over the eight years or so that we’ve been working with Richard and Martha. With every step, Richard and Martha have provided great advice. We’ve always asked lots of questions and sometimes debated things to ensure we understand it. Everything was always well explained, and we’re very happy with our choices. In terms of the technicalities, the IRS (Internal Revenue Service) made some announcements a few years ago that changed the nature of the cure ops that we had, and we had to navigate a path through that. It was pretty complex, and we looked to lots of people for advice, and in the end, what Richard and Martha advised turned out to be by far the best thing to do, so we followed that, and so far, so good.

Lisa  
Before we were married, I had my own IRA (individual retirement account), and it felt like the company that called me to discuss it had a rotating door, so I’d think, “Who called me that quarter to talk?” I had no confidence that anything was ever going to grow in that account. I had no confidence in the company, even though it was a large company. I feel very confident with Richard and Martha and the attention to detail that they give us – I will feel comfortable about our financial situation for the rest of our lives.

Andy  
You can’t control the market, and you can’t control the world, but you can understand your situation and what your options are. Richard and Martha do a brilliant job of kind of taking us through them. I wouldn’t say we constantly tweak and adjust, but we are aware that we can if needed.

Lisa  
I would recommend Plan First Wealth, Richard Taylor, and Martha Kern. They have guided us in the right direction to help secure our financial future.