The Next 100 Episodes: What We’ve Learned and Where We’re Going

It’s episode one hundred, and alongside the celebration (yes, there are balloons), Richard Taylor and James Boyle are using the milestone to take an honest look at where the show has been, where it went astray, and where it’s headed next. The catalyst? A two-star Apple Podcasts review that, as Richard admits, is pretty fair.

In this From the Trenches episode of Expat Wealth, Richard and James dissect the review point by point: the name changes (from Always an Expat to Brits in America to Expat Wealth), the rambling episodes, the “scaremongering” label, the theme music, and the ads. They explain the rationale behind each decision, own their mistakes, and push back where they disagree, particularly on the accusation that highlighting the very real penalties facing British expats in America constitutes scaremongering.

The episode doubles as a roadmap for the next eighteen months. Richard and James commit to a tighter thirty-minute format, a renewed focus exclusively on Brits in America, and a structured weekly schedule: From the Trenches with James Boyle, Macro Aggressions with Brian Dunhill, Ask an Expert with twenty-four planned guests covering start-to-finish expat topics, and a brand new segment following a British financial planner discovering America from a campervan as he joins the Plan First Wealth team.

Whether you’ve been listening since episode one or just found out about the show, this is the reset. Richard and James lay out exactly what you can expect going forward, invite your feedback at expatwealth@planfirstwealth.com, and ask, politely, for five-star reviews.

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Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.

https://planfirstwealth.com/

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Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

ABOUT RICHARD:

Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office.

As the firm’s leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm’s growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA).

Connect with Richard on LinkedIn

TRANSCRIPT:

00:00:00.000 — 00:00:08.200 · Richard Taylor

Welcome to episode 100 of weight. Episode 100 of Always an Expat. Whether it’s in America. Expat wealth.

 

 

00:00:09.720 — 00:00:46.160 · Richard Taylor

Yes, arguably that’s too much. And, uh, you know, I’ll just acknowledge I’ve got these, uh, lovely balloons behind me from which The Podcast Guys who produce our podcast have sent us to commemorate episode 100. There’s gonna always be this tension, if you will, between new listeners and people who aren’t aware of these things and people who are a little bit more steeped in them.

 

100th episode over and out. Here’s the next hundred, when what will be called what we’ll be doing. Oh my God, I’m exhausted just thinking about it. Seven name changes later. We’re looking at this as a as a sort of reset refresh, a sort of, uh, new beginnings for the next hundred.

 

 

00:00:48.560 — 00:01:38.310 · Richard Taylor

Welcome to Expat Wealth, a planned first world podcast dedicated to helping ambitious British expatriates living in America to thrive. Here, I’m your host, Richard Taylor, and clan First wealth is the business I founded and run today, alongside my business partner and co-host James Boyle, and we work with successful British expatriates living across America to make the most of their opportunity while avoiding the expat landmines.

 

And boy, are there a lot of landmines in America. But first, a quick disclaimer. While Pun First Wealth LLC is an SEC registered investment advisor, the views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views and positions of converse wealth. Information presented is for educational purposes only.

 

Now, if you aren’t already receiving our emails, please go to our website.

 

 

00:01:41.110 — 00:02:27.130 · Richard Taylor

And sign up there. It’s free and you’ll be notified every time we drop a new episode. And so much more. Okay, on today’s From the Trenches, James and I bring you behind the scenes here at Plan First Wealth. As we build this business together and we work with our expatriate clients trying to make a difference for them and for their families.

 

If you have questions for James and I. We will try and answer them on the show. And if we can’t, or find someone who can, email us your questions at Expat Wealth at Worldcom. So without further ado, let’s get into it. Hi, James. How are you, Richard? I’m well, I’m well. Welcome to episode 100 of 100. Wait. Episode 100 of Always an Expat.

 

Whether it’s in America, expat wealth.

 

 

00:02:28.250 — 00:02:29.290 · James Boyle

It’s a mouthful.

 

 

00:02:30.490 — 00:02:43.370 · Richard Taylor

Yes, arguably, that’s too much. And, uh, you know, I’ll just acknowledge I’ve got these, uh, lovely balloons behind me from which the podcast guys who produce our podcast have sent us to commemorate episode 100.

 

 

00:02:43.410 — 00:02:52.730 · James Boyle

If you’re strictly an audio only listener, I would encourage you to check out the video for this one in particular, because we’ve got a beautiful, uh, bouquet of balloons in the background.

 

 

00:02:52.730 — 00:03:07.800 · Richard Taylor

A bouquet of balloons. Yeah. So episode 100. So we’re going to, um, what are we going to do today? We’re going to we’re going to, uh, we’re going to recap, uh, how we got here. And obviously there’s been a lot of changes, as I just alluded to in that, um,

 

 

00:03:08.840 — 00:03:14.600 · Richard Taylor

with the name changes, uh, and we’ll talk about how we see the how we see it going from here.

 

 

00:03:14.640 — 00:03:21.120 · James Boyle

We’re looking at this as a, as a sort of reset refresh, a sort of, uh, new beginnings for the next hundred.

 

 

00:03:21.160 — 00:03:29.680 · Richard Taylor

Another reason I think people listening is like, what? Again? Really? Please stop. And,

 

 

00:03:30.800 — 00:03:41.920 · Richard Taylor

you know, should we just get should we just launch straight into let’s do it. Yeah. So we’re actually going to we’re going to, uh, do this review and analysis and look forward,

 

 

00:03:43.000 — 00:04:16.109 · Richard Taylor

uh, through a lovely two star review that we got. Let me get straight into it. So we got I was, uh, preparing for this. I was on, uh, Apple podcast the other day, and I, and I looked at our reviews and we have mostly very, very good reviews, I’m glad to say. But we do have one here that I think has, uh, has got some it’s got some constructive criticism in it.

 

That’s right. Hits straight to the bone, right to the bone. So let’s let me read it out to you. So the title is downgrade from five Star Review last year. Off to a great start.

 

 

00:04:16.109 — 00:04:17.670 · James Boyle

I feel like I’m back in school.

 

 

00:04:18.190 — 00:04:57.130 · Richard Taylor

Yeah okay. So downgrade from a five star review last year. Richard I feel like this person knows me. Richard, your podcast has gone downhill. That’s what every podcaster wants to hear. Richard, your podcast has gone downhill based on these points one. Stop changing the name of your podcast. I preferred always an expat or Brits in America.

 

It’s like you’re trying to lose your existing listeners by changing your name. Stick to one name. I think that’s fair. Two the theme music makes it hard to hear the presenters change it back to the old music, or get rid of the music altogether. Three. Get to the point and be more specific. This one hurts.

 

 

00:04:57.170 — 00:05:00.250 · James Boyle

This one here. This is something we talk about.

 

 

00:05:01.090 — 00:05:16.730 · Richard Taylor

Yeah. Get to the point and be more specific. The episodes have been quite rambling recently for less scaremongering. Focus on good practices, dwelling on landmines consistently as depressing, and five less advertisements.

 

 

00:05:17.250 — 00:05:18.570 · James Boyle

How did you feel when you read that?

 

 

00:05:19.130 — 00:05:52.680 · Richard Taylor

Well, you know, no one likes to really get a two star review, but I’ve got to say, I think this is pretty fair as we’re going to talk about. Yeah, yeah. No, I wouldn’t say spot on. There’s some things we’re going to take umbrage with and gently push back on. But you know, there’s some there’s a lot of truth to this one.

 

So let’s, let’s dissect the last hundred episodes and talk about why we’ve made some of the decisions we’ve made, including flip flopping on the name a million times and how we’re trying to improve this as we go forward.

 

 

00:05:52.720 — 00:06:01.640 · James Boyle

We’re trying to get back to that. That hallowed five star. If we could get there, that’d be good. So we’re taking we’re we’re taking constructive criticism on board. We’re listening. Absolutely.

 

 

00:06:01.640 — 00:06:47.920 · Richard Taylor

And we I will actually take this opportunity to to ask, please do leave us ratings and reviews. Please leave us nice. Good at ratings and reviews. If you have constructive criticism and this absolutely qualifies as constructive criticism. Um email us. You know, we are listening. We will answer questions.

 

We will, uh, take recommendations for topics, themes. Uh, and we are very, very open to constructive criticism as we try and make this work. I think once we explain some of the I think once people understand some of the, the, the, the, the rationale behind our decisions, it’ll make more sense. But if you do, if you if you do have feedback, criticisms, um, not know ideally not abuse.

 

Although this is the internet so there is I’m sure someone.

 

 

00:06:47.920 — 00:06:48.720 · James Boyle

Will take the abuse.

 

 

00:06:48.760 — 00:07:11.460 · Richard Taylor

Yeah. Expert well at Planet First. Wealth. Expat wealth at plan first. Wealth. We are listening. We. This is a work in progress. Um, it’s hard to do a podcast, especially weekly, as I’ll talk about, uh, but we are open to suggestions, feedback, and we welcome it. But if but but you know, please leave us five star reviews and glowing comments about what you like us.

 

 

00:07:11.580 — 00:07:34.100 · James Boyle

We want to and we’ll talk about this. We want to make this show catered towards our audience, maybe even more so than the other sort of formats. The other episodes are because this is designed to be a dialogue between us as we build this business, as we work with, with people, as we sort of navigate these, these choppy waters of being an expat in the US.

 

So whatever we can do to to tailor this to our audience, we’re open for.

 

 

00:07:34.300 — 00:09:17.320 · Richard Taylor

Yeah, okay, let’s do one by one. So number one, first criticism. Stop changing the name of your podcast. I preferred always next part or it’s where the Brits in America, it’s like you’re trying to lose your existing listeners by changing your name. Stick to one name. This is such a fair criticism. Right.

 

I really wish we’d just start with the next part, to be honest with you. Let me give you a quick rundown of the journey in this podcast. So it’s started by, uh, I find expats very interesting. I enjoy working with them. I enjoy hanging out with them. My friend circle here is expats. Not necessarily British, but but but expats.

 

Um, I just I just like them, I think I think it attracts a certain sort of person bold, adventurous, open minded. All the things you’ve heard me talk about a million times in this podcast. And I thought that, um, always an expat was a nod to the fact that once you become an expat, really, I think once you’re along for a long time, you’re always an expat, whether you’re in America or you move to another country, or even if you move home.

 

If I moved home to the UK now that’s the Freudian slip, though, isn’t it? If I moved to the UK, home is here. If I moved to the UK, um, I it’s a different country to the one I left nearly 15 years ago. I would be out of place there. I’d be an expat. And I thought interviewing expats like I talked to on a daily basis would be super interesting.

 

It turned out to to. It is, but it’s also not. It wasn’t enough to sustain a podcast. You know, we have. We all have a similar ish unique but similar ish kind of story. You know, tap on the shoulder at work, come and try your hand in America. The people we work with are tend to be clustered around a few key states, you know.

 

And and I realised that as much as I enjoy these conversations and I enjoy these, these people, I’m not sure there’s enough variance here to sustain a at that point biweekly podcast.

 

 

00:09:17.360 — 00:09:38.200 · James Boyle

And we’re going to talk about a lot of these different ideas. Right. And that’s part of why we have this variety. We’re going to talk about formats and things going forward. Because maybe each of these verticals, each of these flavours alone are not enough to sustain them. But as long as they’re centred on that expat story on particularly Britain, America, we’re going to talk about, um, you know, I think there’s a lot there that can be can be golden.

 

 

00:09:38.240 — 00:11:02.650 · Richard Taylor

Well, then then also, I realised I wanted to talk about some of the things that we were talking about all the time, one on one with people, the landmines that we call them, the problems that that people are still making year in, year out that can cost them dearly. So we pivoted to whether it’s in America, which was when we would bring in guests and I could talk about these issues and try and get them out to a wider audience.

 

And that went great, honestly. And we were actually really quite enjoying that. We’re enjoying it so much that we I had the great idea. Well, let’s do this weekly. Yeah. And at that point I was kind of running out of topics. And I know a lot of it is about repeating, but there’s only so much you can repeat technical stuff.

 

And we didn’t just want to fall into the trap of becoming another investment podcast, you know, because we’re all about long term. Don’t try and time the markets and just rehashing what’s going on week on week out, which is done. Or, you know, a lot out there in other podcasts. I didn’t want to turn into that.

 

So I thought, right, well, we will we will go weekly and we will expand the, uh, the, you know, the kind of ten not just be Britain, America, but to be anything us connected. And that’s why that’s what that’s why we moved to expat wealth. But you know that has been wow. This has been this last six months has been a journey, a learning journey.

 

A weekly podcast is tough. It is relentless. It’s like, do you know how often it is, James? It’s every single week.

 

 

00:11:02.690 — 00:11:17.090 · James Boyle

I was gonna I’m in sort of rarefied air here. I can sworn in, you know, once a month, have a chat with my business partner and then disappear for three more weeks. You’re you’re showing up week in, week out. It’s a big time commitment. It’s a lot to prepare for, right?

 

 

00:11:17.090 — 00:12:42.100 · Richard Taylor

I’m trying to run a business. I’m trying. I still work with clients and I’m trying to do a weekly podcast, which you have to come up with the content, you have to find the guests and we it it is it is brutally recurrent. It was. And honestly, it took the fun out of it. I was having great fun doing this last year with you bi weekly.

 

Um, and it stopped being fun. And the other thing is, if I’m really honest with you, everyone like this podcast is is a planned for 12 podcast. Right? We’re doing it because, well, one we enjoy it or I enjoyed it. Um, but two, because we want this to feed our business. You know, we want to put this information out there.

 

We want people to, uh, catch it. We want them to learn from it. We want them to get to know us, hopefully like us. I met with someone yesterday, and they’ve been listening for two years, and I think that they’ve been on this journey where they’ve got to know us and they like us, and they believe we know what we’re talking about.

 

We want it to feed the business. But what I found was we don’t serve Americans outside of, uh, in Europe. Really? Um, I believe I, we we believe in specialism. We specialise in Brits in America. Uh, we’re not generic. And and I just found that when I, when it was a market that I don’t serve as much as I want to support Americans going and having a new life and adventure in Europe, my heart wasn’t really in it.

 

Um, so we were actually going to go back to, to biweekly, uh, with a focus on Brits. But the podcast guys who produced the show showed us the listening figures and they’ve skyrocketed weekly.

 

 

00:12:42.140 — 00:12:53.140 · James Boyle

The growth has been tremendous, which we appreciate. So our audience is growing. And again, we want to make sure that it’s we’re we’re creating the right information, the right content for the audience who’s listening, who’s here. We can week out.

 

 

00:12:53.180 — 00:14:21.850 · Richard Taylor

Now I’m trying to move this along, cause I’m also conscious that I’m very verbose and talk too much and waffle and and there’s a clock above my head here, and it’s ticking away. And and as we’ll talk about in a minute, we’re trying to keep trying to keep these episodes 30 minutes, so I’ll zip along. But anyway, they’ve convinced us to stick with weekly because listenership is is skyrocketing.

 

But what we have decided is that we are going to refocus on Brits for the next 18 months, and we’re going to do that in a couple of ways. So James and I are going to continue with that from the trenches. That’s the show. Brian and I are going to continue the microaggressions because I like Brian and I just I really enjoy I really enjoy that conversation, actually.

 

So maybe that’s guilty pleasure. I hope other people enjoy it, but I enjoy it and I think it’s relevant. We have a new Lead White was associate planner. Soon to be lead planner starting from the UK. This is a Chartered Financial Planner Certified Financial Planner from the UK who is moving to America with his wife, his American wife and their joining plan for his wealth.

 

And they are going on an 18 month odyssey across the US in a campervan. Uh, and we are going to have a show where we just follow them around for 18 months. As easy as this, as this British lad discovers America, um, in his campervan, whilst also working with us and becoming a cross-border US UK advisor. And and that I think, will be very eye opening for him and we’re just going to follow him around for 18 months and, and you know as he discovers America, we’re going to get his observations thoughts.

 

I think that could be quite fun.

 

 

00:14:21.890 — 00:14:30.410 · James Boyle

I’m excited for that one. We’re thrilled to have that. Have this person joining who you’ll meet in a couple of weeks here. And I think that’s going to be a really fun, fun, uh, format. Yeah.

 

 

00:14:30.450 — 00:15:45.900 · Richard Taylor

And then we will have I’ve come up with 24 topics for the ask an Expert shows. Uh, it’s a start to finish. an exhaustive, I believe, list of topics that British expats, specifically British expats in or coming to America, should be aware of if they are going to. What do I say? Avoid the landmines and truly thrive here.

 

So we’re going to get 24 odd guests in. Maybe we’ll have a few repeat, but 24 people to come in and talk to us about all these topics, um, and really cover start to finish Brits in America. And then at the end of that 18 months, we will reassess. I can’t just keep doing, you know, back to the beginning, another 18 months.

 

I don’t know what the business will look like at that point, and we will decide what to do from that point on. So we’re committing to you right now that we will stay relatively stable. I hope I do love a flip flop, but relatively stable for the next 18 months, and we are going to purely focus relentlessly on Brits and how they can make the most of their opportunities in America.

 

But it’s hard weekly and coming up with this all this content is without just defaulting to current events, which can be entertaining, but it kind of feels pointless to me. And there’s other people doing much better.

 

 

00:15:45.900 — 00:16:22.220 · James Boyle

And, you know, you comment on the investment piece earlier, we’re not going to lose that completely, right? It’s it’s that’ll be a big part of microaggressions. That’ll be some of what we do here on on from the trenches. It is an important part of, you know, the conversations we have, but we don’t want that to be the focus.

 

And frankly, from the feedback we’ve gotten, no one really listening to us wants that to be the focus either. You know, there are plenty of resources, like you say, that if you want to talk about the daily movements in the market or what the Fed’s doing or what the latest CEO headline is, you can you can find that we want to really be targeted and streamlined in how we present this content for Brits in America.

 

 

00:16:22.220 — 00:18:08.630 · Richard Taylor

So guys, that is the journey. That is why over 100 episodes we have changed name three times, which is definitely not best practice. Um, it is why we have changed focus three, arguably even four times. We are kind of just playing around with this like we enjoy. You’ve got to do content in this day and age. We both enjoy podcasts, I love podcasts, um, I enjoy the format of podcasts, I enjoy conversations, um, we’re trying to make this work for us as a business.

 

Well, as well as for you guys as listeners. Uh, we’ve made some mistakes. Absolutely. We’ve made some mistakes. Um, I wish I could go back and undo some things. And we’ve made them in public, obviously, as well. Uh, but we are listening. We will keep trying to do synergy feedback. Uh, do send any questions.

 

Do send us your ideas. I’m excited to announce that Expat Wealth has its first sponsor, the Global Financial Planning Institute. The CFP exists to provide education, community tools, resources, and ongoing research for financial planners and other advanced financial professionals working with international and cross-border clients in the US and Americans abroad.

 

I’m a GFP Institute fellow, and I’ve put all our employees through their GFP programs when they join us. I’ve met some great people. I’ve learned a ton. It’s a genuine community of internationally minded folk doing their best to serve their clients properly and critically, sharing what they know in the oftentimes challenging and ambiguous US cross-border environment.

 

And as anyone in this sector will tell you. You’re always learning. So if you work with international clients and or Americans abroad, or if this is an area you’re looking to get into. Check out the GFP at.

 

 

00:18:11.990 — 00:18:15.630 · Richard Taylor

Institute. You will be glad you did and I hope to see you there soon.

 

 

00:18:15.830 — 00:18:57.180 · James Boyle

Part of this right is you touched on something really important which was getting this information out there. Getting this these resources, this data, these conversations is, is so critical because as a starting point, most people in this audience or people who find us aren’t aware of all the topics we talk about.

 

Right. Just just truly don’t know what’s out there and what exists in the realm of opportunities and landmines for Britain in the US. So that’s that’s got to be kind of the driving remit for everything, right? So we’re kind of buckling down on that. Doubling down on that target. And however we can get this information out there that’s relevant and entertaining and not rambling, which we’re both guilty of.

 

 

00:18:58.100 — 00:19:26.220 · Richard Taylor

You lesson me. I’ll talk about in a second. Okay. Let’s move on. God, the clock is ticking away above my head here. Number two, the theme music makes it hard to hear the presenters change it back to the old music. Or get rid of music altogether. Yeah, I mean, the theme music is only at the very beginning and the very end.

 

And, you know, the old music actually quite like it remind me of the Beatles and I’m a big Beatles fan. Um, but, um, you know, I don’t necessarily, I don’t know. This is not one I’m going to lose sleep over necessarily.

 

 

00:19:26.220 — 00:19:30.900 · James Boyle

And we’ve got some fresh intros recorded and outro. So that might improve things.

 

 

00:19:30.900 — 00:20:28.570 · Richard Taylor

So I will skip gaily past that one to number three. This one. This is. This is the one. Get to the point and be more specific. These episodes have been quite rumbling recently. You know what? Right. There’s two things that are absolutely true here. Uh, I am very guilty of, uh, rambling and, uh, being too verbose.

 

Uh, the, um, James and I, we’re a great partnership. I think for this I put for the business as well. And one of the reasons we talk about one of the reasons that we’re James and I are a great fit professionally is we are similar, but also very different. One of the things we’ve established is that I think I talk to think James thinks to talk now sometime early on before we realise that this could cause some confusion, because I would just keep talking and James would say anything, then I would keep talking.

 

Then James wouldn’t say anything, I’d keep talking and I should say.

 

 

00:20:29.010 — 00:20:31.550 · James Boyle

I heard it. to stick to the theme.

 

 

00:20:31.910 — 00:20:57.030 · Richard Taylor

Yeah. Then we realised. And now we know. I know now to give James space. And that silence isn’t necessarily, um, a bad thing. And I don’t need to feel it all the time, but I am absolutely 100% guilty of just filling space, uh, and talking too much. And we are really trying to work on this. So one of the things we’re doing after the podcast, guys have pleaded with us for months and months and months is we are now trying to get these episodes down to 30 minutes.

 

 

00:20:58.150 — 00:21:02.630 · Richard Taylor

Easier said than done. I can tell you, we’ve been trying it already and I’m struggling.

 

 

00:21:02.670 — 00:21:12.830 · James Boyle

And part of it is because, frankly, we enjoy the conversations, right? So it’s easy to say, well, we’ll go 45. We’ll go 60 minutes. But where we we have a clear directive here. 30 minutes. That’s it.

 

 

00:21:12.870 — 00:21:39.380 · Richard Taylor

30 minutes. So I hear you, if this guy is thinking it, I’m assuming it’s a guy a lot of other people are as well. I know I’m very guilty of this, and we are trying to bring these episodes to 30 minutes, which means for the asking expert shows, it will be getting straight to the point. Less intros, less rumbling, less background.

 

What’s the topic? What do we need to know? What are the implications for people? Brits in America. Job done.

 

 

00:21:39.460 — 00:21:54.060 · James Boyle

Yep. One trying to stick to one consistent topic theme for each episode. 30 minutes. Heavy, right? Might go deep into the weeds, but important information. And then. And then we’re out so that we’re not as scattered or rambling as we might have been in the past, sadly.

 

 

00:21:54.100 — 00:22:34.770 · Richard Taylor

Okay, so we hear you. Number four. Now, this is the one where I’m going to push back the most, I think less scaremongering. Focus on good practices. Dwelling on landmines constantly is depressing. Okay. The scaremongering word really triggers me, really triggers me. We’re not scaremongering. I mean, if we were scaremongering, do you think that every single guest we have on here, from tax advisors to tax attorneys, is also scaremongering?

 

It isn’t scaremongering. America is Uniquely challenging, and the potential penalties are draconian. Egregious.

 

 

00:22:36.050 — 00:22:56.850 · Richard Taylor

Um, it isn’t scare, I isn’t scaremongering. And even if it is, it’s coming from a place I don’t believe it is. It’s coming from a place where I believe this is like really important information that needs that kind of need to shake people. Because the other thing is people. It’s so unbelievable. I find people don’t want to believe it, don’t want to believe it.

 

Um, and therefore label it scaremongering. It isn’t scaremongering.

 

 

00:22:57.010 — 00:24:20.229 · James Boyle

This is a tough one because part of the the battle we face or the remit here, as I talked about before, is is getting this information out there. So many people we meet with day in and day out, week in, week out just aren’t aware, right? And nor should they be to some extent, right. You said it. The US is unique in the way it handles a lot of these things.

 

So part of the battle we face is, is just making people aware, right? Which to some people sounds like scaremongering because of the unfortunate reality of a lot of these thorny issues. So that’s sort of step one for us. Right. That’s that’s an uphill battle that we try to, you know, keep on top of this second piece of this.

 

If I can think about the audience that we’ve cultivated and that we continue to grow in some ways they’ve already taken that first step. Right. If this person is a regular listener or the listeners we do have that we know tune in week in or week out, they are going to become familiar with these issues because we talk about them, right.

 

They understand things like foreign reporting and tax issues and estate issues. Um, so in some sense they may feel like, yeah, we know about this. Why do you keep banging on about it? Or why are you making it sound scary than it is when you sort of already have taken that first important step of acknowledging it or becoming aware of it?

 

I think it’s easy then, to discount if you’re steeped in this, as some regular listeners may be. It’s easy to discount

 

 

00:24:21.430 — 00:24:55.300 · James Boyle

how you felt before you knew about this or when you were coming completely new to the country and having to deal with a lot of these things or learning of them afresh. Right. That that is this is a constant. I think there’s going to always be this tension, if you will, between new listeners and people who aren’t aware of these things and people who are a little bit more steeped in them.

 

And hopefully this podcast helps you get edified on them. Right. Have an understanding of of a lot of the things we talk about week in and week out. And that might sometimes to some people, feel like scaremongering. But the truth is, it’s the reality of the system we have to navigate.

 

 

00:24:55.380 — 00:26:22.630 · Richard Taylor

That’s a really good point. That’s a really good point. So it’s not might not necessarily be. It might just be a familiarity that then people start equating it to scaremongering, which no, no, it’s just you’re now aware of this. So hearing us talk about it again and again and again, but we kind of have to keep talking about it again and again and again.

 

But this, this, this, this word does trigger me. I probably shouldn’t say that out loud, because now people know how to trigger me because it happens occasionally when we’ll do a webinar and we’ll do a webinar and our webinars will be things like the nine biggest problems we see British expats making. So they’re obviously going to be issues that we’re highlighting.

 

And then we have not recently, I’m pleased to say, but we have also, I think had it feedback there, all this scaremongering and it we’re not we’re recounting real landmines and the repercussions can be severe so that we aren’t we’re going to keep highlighting these issues. I do feel that that that is a core part of the podcast.

 

So we are going to keep highlighting them in a view that hopefully people will take action, come into compliance or avoid these issues altogether if we catch them before they move here and then move forward to the rest of their life with less risk hanging over them. But then I do like the way this goes on. Focus on good practices, dwelling.

 

I like that. That’s good advice. Dwelling on on the landmines constantly is depressing. Yeah, there’s a point there. There’s a point to be made there. And maybe it’s a case of trying to trying to walk that line better, so I,

 

 

00:26:23.790 — 00:26:39.870 · Richard Taylor

1. After my initial defensiveness over the term scaremongering has dissipated. I hear what I hear the rest of that those. The rest of that point and maybe walking that line, that tightrope is something that we can do better going forward. So I will absolutely bear that in mind.

 

 

00:26:40.030 — 00:26:51.030 · James Boyle

At the very least, it’s top of mind. Right? And I agree, you know, we want to we do also want to talk about the other side of the equation, which is opportunities and what why be doing what what should I be thinking about to solve some of these things?

 

 

00:26:51.070 — 00:27:07.590 · Richard Taylor

Absolutely yes. Being in America is an opportunity, and there are opportunities that come with being an expat. Um, and maybe if you leave as well, there are opportunities that do exist. Uh, number five. Oh, sorry. I should also say if I’m talking less as well, because we’re trying to keep everything to 30 minutes and less time for scaremongering.

 

 

00:27:07.630 — 00:27:08.350 · James Boyle

There you go.

 

 

00:27:08.710 — 00:27:17.630 · Richard Taylor

So and then number five, less advertisements. I think this is a little bit unfair. We have one advertisement less.

 

 

00:27:17.990 — 00:27:21.500 · James Boyle

A very beloved advertiser, we should say it’s someone we partner with.

 

 

00:27:21.540 — 00:27:46.900 · Richard Taylor

Less is zero. So, you know, I think that’s a bit unfair. Uh, I can’t guarantee that we will have less advertisements than the one we currently have. Um, we may even have more, uh, right now, we don’t, but I can’t make any promises there. So look, five pieces of constructive criticism there. I think two are

 

 

00:27:48.140 — 00:28:16.740 · Richard Taylor

very, uh, very relevant, very fair. Um, and we hear you and we’re going to try and do better. One I reject outright, which is a scaremongering, although I do take on board the wider point you’re making and the music and the advertisements, I’m afraid I’m going to have to, uh, reject those ones, respectfully reject those ones, uh, and, uh, and hopefully you’ll, you’ll, you’ll forgive me and you can, you can listen past them.

 

 

00:28:16.780 — 00:28:38.760 · James Boyle

Yes. And to. We’ll button it up with the point we made at the beginning here that we are listening. Right. And again, we want this to be as relevant and as polished for our audience as possible. So if you are listening and have thoughts, feedback, constructive criticism, email us. It’s expat wealth at plan first wealth comm.

 

Um we’re listening and we want to make this the best show we can.

 

 

00:28:38.800 — 00:30:28.020 · Richard Taylor

Thank you. For those of us who’ve been on the with the journey, who are new to this with us and those who’ve been on the journey from the beginning. This person who left us review especially. Thank you. You’ve clearly been, from the very beginning, always an expat, whether it’s in America. Uh, I appreciate it, I say at the outro.

 

We appreciate it. And we appreciate you. We really do. Uh, I’m an expat. We love working with expats. Uh, we think there’s, uh. Yeah, there just I just like expats as people. Frankly, I know that I’m beginning and I’ll finish with that. I like expats as people. Um, open minded, adventurous, bold. Fun. Uh, we want this to be a great resource for you.

 

We’ll keep trying to make it better. Thank you again. I mentioned before we this podcast, we do this because it’s a way of doing content that we enjoy, that we hope can be relevant, but it’s to feed our business so people get to know as it’s people become aware of the issues. It’s they believe we have expertise.

 

We believe we have the answers to to the problem, to their problems. We can help solve their problems and hopefully that they like us along the way. Yes, I had a great meeting with the guy. Alex. Shout out to Alan. Alan, these are the balloons that that interrupted our call with a dog going crazy and no one else was.

 

No one else was in. So, um, I hope it was worth it anyway. Um. Exactly that. Listening for two years. Uh, like, I hope I, I hope you would agree. Liked us believes that we have the expertise required and even said at one point, like, I think, um, we all watch the same TV show as we do, you know, like, so. Yeah. And I’m a southerner, but an honorary northerner.

 

His wife’s from Liverpool, and he had good things to say about those northern folk. So that’s what this is about, you know. And, uh, yeah. So we encourage people to, to reach out to us. Um, and

 

 

00:30:29.100 — 00:30:30.100 · Richard Taylor

we’ll go from there.

 

 

00:30:30.180 — 00:30:37.460 · James Boyle

Absolutely. We appreciate everyone who’s been with us from the start and new listeners, and we’re excited for this new chapter, should we call it okay.

 

 

00:30:37.540 — 00:30:54.500 · Richard Taylor

100th episode over. Now, here’s the next hundred. When what will be called what are we doing? Oh my God, I’m exhausted just thinking about it. Seven name changes later. You have kicked me out of the business by then. That’s it. Put me to pasture. Just stop. Stop.

 

 

00:30:55.620 — 00:31:54.720 · Richard Taylor

All right, James, good to see you, mate. Thanks. See you next time. Bye bye. All right, folks, that’s another episode of Expat Wealth under our belts. Thank you for listening. I appreciate it, and I appreciate you if you’re enjoying the show and would like to support the mission, which is to help ambitious expats thrive in America, I’d ask you to subscribe to the podcast wherever you listen, and also consider leaving a rating and review.

 

This stuff really does matter. Please help us get this information to the people who need it that is your fellow expats. Also, if you have any questions you would like answered on the show, you can get in touch with us at Expat Wealth at. First, welcome. Just a quick reminder that this show is brought to you by Plant Wealth.

 

We are a US based financial planner and wealth manager, and we help ambitious, successful international families living across the US to make the most of their opportunity and ultimately to retire happier. If you’d like to know more about how we might be able to help you retire, you can find us at our website.

 

 

00:31:56.600 — 00:32:07.720 · Richard Taylor

Or you can look me up on LinkedIn. Do get in touch with love to hear from you. As always, thank you to the podcast guys for their help producing this episode and the entire show. See you next week.